diff --git a/packages/flutter/lib/src/material/card.dart b/packages/flutter/lib/src/material/card.dart
index ab8dc0f..fd1fdc4 100644
--- a/packages/flutter/lib/src/material/card.dart
+++ b/packages/flutter/lib/src/material/card.dart
@@ -78,8 +78,9 @@
   ///
   /// Defines the card's [Material.color].
   ///
-  /// If this property is null then [CardTheme.color] of [ThemeData.cardTheme]
-  /// is used. If that's null then [ThemeData.cardColor] is used.
+  /// If this property is null then the ambient [CardTheme.color] is used. If that is null,
+  /// and [ThemeData.useMaterial3] is true, then [ColorScheme.surface] of
+  /// [ThemeData.colorScheme] is used. Otherwise, [ThemeData.cardColor] is used.
   final Color? color;
 
   /// The color to paint the shadow below the card.